International Home Loans, Mortgages, Refinance, and Debt Consolidation Since 1980.
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OUR COMMITMENT TO YOU is to protect personal information that you provided to us regarding your real estate loan transaction. We are aware that you have concerns with what we do with this information. We have put into place this Privacy Policy to govern the handling and use of your personal information.

NON-PUBLIC INFORMATION that we may collect will include as follows:

• Information we receive on your loan application, whether in person, in writing, by telephone or by any other means.

• Information you provide to us or give authorization for another party to provide to us with reference to obtaining your real estate loan. Such information can include but not limited to copies of paycheck stubs, federal income tax information, financial institution statements to verify assets, mortgages or any other information we request that is necessary for the loan transaction that you fully agree to provide us with.

• Information from affiliated companies that is necessary for the loan transaction such as appraisers and credit reporting agencies.

INFORMATION THAT WE COLLECT OF PUBLIC RECORD is from title/escrow companies and this will be information pertaining to you and the subject property. If deemed necessary, it may also include information on other properties you may own. Once you have closed your loan transaction with our company and the new loan is recorded with the county recorder’s office, it will become of public record.

HOW DO WE USE THIS INFORMATION?
The information we gather on you for the purpose of obtaining a real estate loan is not for the benefit of any nonaffiliated party. We will not release your information to any non-affiliated parties except when:

• As deemed necessary for us to provide the product or service you have requested from us.

• As the law permits.

AFTER YOUR LOAN RECORDS, your loan file is placed in storage in a designated safe area for the maximum time.  Once we have reached the maximum time of physically securing your loan file, we have a fully bonded/insured shredding company shred your file at the premises where your files are stored. We also have a shredding machine located at each office. However, your information may be used for internal purposes such as quality control or auditing purposes. You may also be contacted by one of our Customer Service Representatives or a Loan Officer for the sole reason of keeping you informed of other loan programs that may be useful information for your benefit.

CONFIDENTIALITY AND SECURITY is our promise to you. We will use our very best efforts to ensure that your personal information is protected from unauthorized parties. We have an in house Safeguard Rule/Financial Privacy Policy that set the guidelines and standards to every staff member employed at Authentic Loan Finance. We hold regular staff meetings where we educate our employees on the responsibilities of handling your loan information in accordance with protecting your privacy. All of your personal loan information is put into our computer system without Internet access as a means of processing your loan request for the investor. Every office computer is only accessible by use of a password. Each staff member has his or her own individual password. If a staff member is terminated or leaves the company, their password is immediately deleted and access to our computer system is terminated. To guard your non-public personal information, we have in place physical, electronic and procedural safeguards to comply with federal regulations.

WE WANT TO EARN YOUR TRUST by providing strict safeguards to protect information about you as we continue to service your real estate loan needs.

Customer Testimonials
"We were declined by every lender out there and were thinking of filing bankruptcy. We were referred to Authentic Loan Finance, Inc. as a last ditch effort and the rest is history. We have one payment, we're saving $1300 a month and the calls from creditors have stopped."

Mrs. T. Monroe

"As a realtor, I have seen it all. I have never experienced such knowledge, speed and honest directness that the staff at Authentic Loan Finance has in helping clients get the best rates and service."

J. Cardoza

"Authentic Loan Finance has been a real life saver for us. I have borrowed at other loan places in the past, but since I've been with you guy, I'll never use anyone else again.""

Susan and Kevin B

"To all of you at Authentic Loan Finance, this is just a note to tell you how much we have appreciated your loan service and help. Your loan experts treated us with respect and professionalism from the beginning to the end. You guys were great for understanding the credit problem that we had. We had an excellent loan experience. The service was excellent."

Stephanie Ford

"Authentic Loan Finance website is up-front and informative. They spell everything out for you from the beginning. I appreciate the complete transparency of their website as well as their professional service staff. There are no hidden fees or agendas when it comes to loans at Authentic Loan Finance."

Roxanne T.

"I have to say that what pleased me most about my experience with Authentic Loan Finance was their fantastic low rates. I compared their rates to other title loan stores locally and online, and theirs was the lowest I found. Their service was courteous, professional, and complete. Thanks again."

Wolfgang Short.


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